Why Would You Want to Buy an Encinitas Home?
Well, most importantly life in Encinitas never gets old. You have day after day of sunshine, waves, good food, great shopping, and coastal sunsets galore. It is like living your life on a permanent vacation. For most of us, we never want to leave if we don’t have to. Encinitas is a great place to call home. As rents continue to increase and living in North County San Diego becomes ever more desirable, buying an Encinitas home becomes more and more of a practical idea. I know you might think… “I don’t even know where to start with buying a home” well start by reading the 5 points below then pick up the phone and let’s get you a home!
1) Save. Save. Save for Your Encinitas Home Downpayment
This is possibly the hardest part of purchasing a home coughing up that lump sum down payment to get into an Encinitas home. This is also the most important part of owning a home. Whether it is cutting out on how many times you eat out during the week, asking your parents/family for a little help, or using your current life savings to put down this is the number one thing to start so you can buy your very own home. It takes planning and lifestyle adjustments but in the end, it is so very worth it to be your own landlord and invest in your future. We found a great article on how to save for that downpayment here
2) Get Pre-approved for Your Encinitas Home Loan and Set Your Budget
So once you have your savings in tact, have developed good credit, and are feeling confident you are prepared to buy an Encinitas home – you will need to get pre-approved for a home loan. The pre-approval will help you gauge what you can afford and make purchasing a home more in reach than you ever thought. A home loan officer will help you with that pre-approval letter that you should have before you put an offer in on any home specially in a competitive housing market like Encinitas. You will want to shop around for a great lender to work with. If you are looking for a great home loan officer who has worked locally for years, Chris Foster of Bay Equity can help you and he comes highly recommended from us! Check out his profile and contact him here.
3) Hire a Local Real Estate Agent to Help You Find Your Encinitas Home
So it may be a little obvious, but our advice is to work with someone who knows and lives in the local housing market. A good realtor can either make or break your home purchase, and you want to make sure they are good. Check out realtors by searching them online, interviewing them, and asking about their past success with home buyers. You will want to make sure they are professional, knowledgable, and will work hard for you. Not to toot our own horn but… We Are For Hire! As locals, agents, Encinitas home owners, and property experts maybe we can be the ones to help you get your home – cruise on over to our contact page and shoot us an email here.
4) Let the Fun Begin! Search for Your Encinitas Home to Find “the One”!
So you have your downpayment, you know your budget, you’ve hired an awesome realtor and now the fun begins! Searching for your perfect Encinitas home and looking at different properties is what you’ve been waiting for. It’s just like HGTV except it’s nothing like HGTV House Hunters. You will probably look at more than just three properties – some will be perfect but way out of your budget some will be in budget but just not right. But don’t give up the home search and trust that you will find the place to call home. If you find “The One”, the obvious thing is, don’t wait to put in an offer because chances are someone else loves it too (but I’m getting ahead of myself, read on to #5). If you want to search for New Encinitas homes on the market check the latest listings right here.
5) Put in Your Encinitas Home Offer and Jump for Joy at Acceptance!